Frequently Asked Questions – Perera Law

At Perera Law, we know that buying, selling, or refinancing a home comes with many questions. Our FAQ page is designed to give you quick, clear answers to common concerns about real estate law in Ontario. Whether you are a first-time buyer in Brampton or completing a title transfer elsewhere in the Greater Toronto Area, these answers will help you understand the process and how our firm can support you.

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General Frequently Asked Questions

  • Q1. What does a real estate lawyer in Ontario do?

    A real estate lawyer reviews agreements, prepares and registers documents, ensures clear title to your property, and manages funds on closing day. The lawyer protects your legal and financial interests throughout the transaction.

  • Q2. When should I contact a real estate lawyer?

    It is best to contact a lawyer as soon as you sign an Agreement of Purchase and Sale. Early involvement allows us to review conditions, deadlines, and documents to prevent delays or surprises.

  • Q3. Do I need a lawyer to buy or sell property in Ontario?

    Yes. Ontario law requires a lawyer to complete key parts of a real estate transaction, including transferring title and registering the mortgage.

  • Q4. What is title insurance, and do I need it?

    Title insurance protects you and your lender against losses related to issues with the property’s title, such as liens, fraud, or survey errors. Most lenders require it, and it provides valuable protection for homeowners.

  • Q5. What is the difference between a title transfer and a sale?

    A title transfer changes ownership of a property without a full purchase and sale. Common reasons include adding or removing a spouse, transferring property to family, or estate planning. A sale involves a buyer paying the seller for ownership.

  • Q6. Can you help with mortgage refinancing?

    Yes. Our firm reviews refinancing agreements, prepares documents, and ensures your new mortgage is registered correctly. We also confirm that any previous mortgages are discharged.

  • Q7. What is Independent Legal Advice (ILA)?

    Independent Legal Advice is when a lawyer reviews an agreement with you separately to ensure you fully understand its terms and are entering into it voluntarily. It is commonly required for reverse mortgages, guarantees, and co-signing loans.

  • Q8. Do you only work with clients in Brampton?

    No. While our office is based in Brampton, we serve clients across the Greater Toronto Area, including Mississauga, Caledon, Georgetown, Milton, Orangeville, and Barrie, as well as the rest of Ontario.

  • Q9. How much do your services cost?

    Legal fees vary depending on the type of service, such as buying, selling, refinancing, or title transfers. We are transparent with our pricing and will provide a quote before beginning work.

  • Q10. How do I get started with Perera Law?

    You can call our office, email us, or request a free quote through our website. We will walk you through the process and let you know what documents we need to begin.

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