Mortgage Refinancing in Brampton & All of Ontario

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Mortgage Refinancing in Brampton & All of Ontario

Welcome to Perera Law, your trusted real estate lawyer serving Brampton and the entire Ontario area, including Barrie, Caledon, Mississauga, Milton, and Orangeville. We specialize in providing expert legal assistance for various real estate transactions, including mortgage refinancing. Our team is here to guide you through the complex process of refinancing your mortgage, ensuring that your interests are protected every step of the way.

At Perera Law, our priority is to protect your interests and ensure a smooth and efficient mortgage refinancing process. We have extensive experience in real estate law and will carefully review all the legal aspects of your refinancing agreement, including any potential penalties or fees. Our goal is to provide you with the knowledge and guidance needed to make informed decisions that align with your financial goals.

Contact Perera Law today to schedule a consultation and learn how our expertise can help you navigate the complex world of mortgage refinancing. We look forward to assisting you in achieving your financial objectives and securing a brighter future for you and your home.

Mortgage refinancing can be a beneficial solution for homeowners facing challenges in making their monthly mortgage payments or looking to take advantage of better interest rates. Here’s how Perera Law can help you with your mortgage refinancing needs:

Perera Law is here to help with refinancing your mortgage, so let’s work together.

Lower Monthly Payments

We understand the importance of managing cash flow effectively. Our firm will assist you in exploring options for refinancing into a loan with a lower interest rate or extending the loan term, resulting in reduced monthly payments. This can provide you with more financial flexibility for other expenses.

Access Equity

If you have built up equity in your Brampton & Ontario home, our experts can help you tap into it through a cash-out refinance. This allows you to borrow more than your current loan balance and receive a check for the difference. You can use this equity to pay off high-interest consumer debts, invest in home improvements, or fund other major expenses.

Accelerate Loan Repayment

If your goal is to pay off your mortgage faster, we can assist you in refinancing into a shorter-term loan. By switching from a 30-year mortgage to a 15-year loan, for example, you can significantly reduce the interest paid over the life of the loan. We can also explore options for changing your repayment schedule, such as switching to bi-weekly or weekly payments.

Avoid Balloon Payments

If you have a loan with a balloon payment due but lack the funds to make the lump-sum payment, refinancing can provide a solution. We can help you refinance the loan in Brampton & Ontario, allowing for more time to pay off the debt and avoid the financial strain of a large payment.

Transition to a Fixed-Rate Loan

If you currently have an adjustable-rate mortgage and want more stability in your monthly payments, our team can assist you in switching to a fixed-rate loan. This ensures that your interest rate remains the same throughout the loan term, providing peace of mind and predictable payments.

Title Change/Transfer of Ownership

If you’re considering mortgage refinancing and also need assistance with transferring property ownership or making a title change, Perera Law is here to help. Our experienced firm specializes in guiding clients through the process of transferring ownership/title for properties in Brampton and all of Ontario. Learn more about our comprehensive services for title changes and transfer of ownership to ensure a smooth and efficient process.


Perera Law is here to help, so let’s work together.

Ask Perera Law about flat-fees, evening/weekend appointments and mobile services.

Perera Law located at

400-2 County Court Boulevard
Brampton, Ontario L6W 3W8


232 Broadway, Orangeville, ON, L9W 1K5

Phone: 905-595-6812
Fax: 647-905-5764