Real Estate Law
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Congratulations on the purchase of your new home or the sale of your existing home!
Please call to inquire about flat-fee pricing – Perera Law strives to be affordable. Perera Law also offers evening and weekend meetings, as well as mobile meeting services to help you during what is often a chaotic time in your life – you already have enough on your plate.
Buying a home is one of the most important decisions in anyone’s life, but it often becomes a very complicated and stressful process before you can enjoy your new home. Perera Law understands the everyday battles that clients face, be it work-related, family or just not having enough time in any given day. Perera Law’s goal is to help navigate you through the steps of becoming a homeowner, whether 1st time or repeat, in the easiest and most streamlined way possible. Perera Law looks after the entire legal process, including your specific rights and obligations. You will have direct access to the lawyer handling your matter via email and telephone and will be guided through the entire process until you are ready to pick up your key.
You may decide that you want to switch your mortgage or refinance your existing one; whatever the case, Perera Law is here to walk you through the process and will register your new mortgage for you and take care of all the paperwork and legal issues in between.
Whether you are deciding on purchasing a property or involved with a private mortgage, Perera Law can assist with any of your title search needs and full explain and discuss the parcel register results with you.
Sometime parties opt to enter into an Agreement of Purchase and Sale privately without a real estate agent. If this is the case for you, let Perera Law help you prepare your agreement to ensure all of the safeguards are put in place and the contractual terms of the agreement are lawful and binding.
Purchasing a condominium? Make sure you have an experienced lawyer review the status certificate for you before waiving the status certificate condition in your agreement to avoid any hidden surprises down the road after you have purchased the home.
While buying a home may be one of the most important decisions in one’s life, selling a home may be one of the most stressful. Perera Law will take care of every legal aspect of selling your home from speaking directly with your real estate agent to paying out existing mortgages and debts and depositing the net sale proceeds into your account if desired. Our goal is to make the entire process as streamlined and hassle free for you whether your plan is to enjoy the proceeds of your sale or reinvest in a new home.
Perera Law can assist with any changes to property ownership, such as spousal transfers or changing the type of ownership or ownership shares and will advise you on any repercussions of doing so, including the implications when dealing with the matrimonial home.
Are you a landlord or tenant or thinking about becoming one? Perera Law can assist with the preparation and/or review of a standard lease/rental agreement to make sure your rights and interests are protected.
When buying a new home from a builder you can get bogged down in all the fine details and “legalese” of the agreement. Let Perera Law review your agreement for you to ensure you understand yours and the builders rights and obligations. Perera Law can also write to the builder’s lawyer to “cap” the levy surcharge that is added to the purchase price.
Sometimes when taking on a new mortgage or transferring property it becomes necessary for a spouse or third party that is involved to obtain a Certificate of Independent Legal Advice (“ILA”) to confirm they understand and agree to the transaction. Perera Law is able to assist with all of your ILA needs.
Home Insurance, sometimes referred to as fire insurance, is a type of property insurance that is meant to cover losses and damages to one’s home. If you will be acquiring a mortgage that will be secured by your home, then the mortgagee will require you to obtain home insurance as a condition of them lending money to you and will ask that their name and interest is noted on the insurance policy.
While home insurance is meant to protect the property itself, title insurance is meant to protect both property owners and the lender from losses related to the interest or title to the property. A lender/mortgagee will also require you to obtain title insurance on their behalf when purchasing a home.
Unfortunately, there is no specific time to hand over the keys to your new home, but it will be on the closing date after new your new Transfer/Deed is registered with the applicable Land Registry Office – this is generally before 5:00 p.m. as that is the cut off time for registering.