Title Changes/Transfer of Ownership in Toronto

Reliable. Affordable. Client-Focused.

Get a Free Quote
Home/Toronto/Title/Transfer of Ownership in Toronto

Legal Title and Deed Transfer Services in Toronto

Updating property title records or modifying deed ownership requires careful legal handling under Ontario land registration rules. Whether you need to add a spouse to your home deed, transfer property to a family member, or remove a co-signer after refinancing, Perera Law offers precise title transfer services across Toronto and the Greater Toronto Area.

With 10 years of legal expertise, founding lawyer Thilini Perera provides clear advice on land transfer tax implications, survivorship rights, and corporate property transfers. As a 100% Canadian-owned and woman-owned practice, our firm ensures your title changes are registered accurately and legally.

Perera Law is here to help with title changes or transferring ownership, so let’s work together.

Common Title Transfer Services We Handle in Toronto

  • 1. Spousal and Matrimonial Title Additions: Adding a partner or spouse to a property title to establish joint tenancy or tenancy in common, ensuring survivor ownership rights are legally protected.
  • 2. Family Ownership Changes and Gift Transfers: Transferring property shares or full ownership between family members, including parent-to-child deed transfers and estate-related title updates.
  • 3. Refinancing and Co-Signer Removals: Updating legal deeds to remove co-signers, family guarantors, or former partners following a mortgage refinance or loan payout.
  • 4. Corporate and Holding Company Transfers: Assisting real estate investors with transferring residential properties from personal names into professional holding corporations.

Documents You Need to Transfer Property Title in Toronto, Ontario:

  • Current Property Deed: A copy of the existing registered deed so we can confirm the present ownership structure.
  • Photo Identification: Valid government-issued ID for every party giving or receiving an interest in the property.
  • Existing Mortgage Information: Details of any current mortgage, since the lender’s consent is often required before title can change.
  • Separation Agreement or Court Order (if applicable): Needed when a transfer follows a marriage breakdown, to confirm each party’s entitlement.
  • Corporate Documents (if applicable): Articles of incorporation and resolutions when a corporation is a party to the transfer.
  • Property Tax Bill: A recent bill helps us verify the property details and calculate adjustments between parties.

Beyond Title Transfers: Our Comprehensive Real Estate Services

In addition to title transfers, Perera Law assists Toronto clients with Buying Real Estate, Selling Real Estate, Mortgage Refinancing, private lending transactions, and notary public services.

Areas We Serve: Your Trusted Toronto Real Estate Lawyer for Title Transfers

We complete title transfers for property owners across Toronto, including downtown, Midtown, North York, Scarborough, Etobicoke, East York, York, the Beaches, Leslieville, Liberty Village, Humber Bay Shores, the Kingsway, Mimico, and the West End. We also act for clients in Mississauga, Brampton, Milton, Caledon, Georgetown, Orangeville, and Barrie. Visit us at 10 Four Seasons Pl, Suite 1000, Etobicoke, ON M9B 6H7, or call 416-521-3128. We are open seven days a week.

Protect your property rights with expert title transfer services in Toronto. Contact Perera Law today.

Land Transfer Tax and Legal Requirements

Title transfers in Toronto can trigger Ontario Provincial Land Transfer Tax and Toronto Municipal Land Transfer Tax depending on whether consideration (such as an existing mortgage assumption) is involved. Perera Law reviews your financial arrangement to determine tax liabilities, apply available exemptions, and complete all registrations with the Land Registry Office.

Get a Free Quote

Get a Free Quote

Common Questions: View all FAQ

  • Q1. How do I transfer my Toronto home to my spouse?

    Your lawyer prepares a transfer document reflecting the new ownership and registers it through Ontario's electronic land registration system. If there is an existing mortgage, your lender must consent to the change, so we handle that step early.

  • Q2. Do I pay land transfer tax when transferring property to a family member in Ontario?

    It depends on the circumstances of the transfer. Some transfers between spouses qualify for exemptions under provincial rules, while others do not. Your lawyer will review your situation and confirm whether tax is payable before anything is registered.

  • Q3. Can I transfer property to a family member tax free in Canada?

    Some family transfers are exempt from Ontario land transfer tax, but exemptions depend on the relationship and the specifics of the transfer. There may also be income tax considerations. Speak with your lawyer and accountant before registering anything.

  • Q4. What documents are needed for a title transfer?

    You will need valid photo identification for all parties and details of any existing mortgage on the property. For separation related transfers, a signed separation agreement or court order is also required.

Learn More About Real Estate Law in Toronto

Looking for more information about title transfers and changes of ownership in Toronto? We’ve compiled a selection of informative blog posts covering a range of topics related to the title transfer process. From understanding legal terminology to navigating tax rules, these articles offer valuable insights to help you make informed decisions and confidently navigate your ownership change. Explore the posts below to expand your knowledge and prepare for a smooth transfer.

Real Estate Lawyer Case Studies for Toronto Property Owners

Perera Law has helped property owners across Toronto and Ontario with accurate, timely title transfers. From spousal additions to family transfers and ownership updates, our firm provides clear explanations, flexible signing options, and timely communication at every step. These case studies highlight how our real estate lawyer handles title changes confidently and without stress.

View All Case Studies

Inquiry

Perera Law is here to help, so let’s work together.

Ask Perera Law about flat-fees, evening/weekend appointments and mobile services.

The Law Society

The logo of the Law Society of Ontario is a trademark owned by the Law Society of Ontario.